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Hello friends welcome all of you once again friends in our new post, today we will tell you that if you want to take loan online then how can you take loan from your mobile phone, then friends stay ahead in our post Before, we request you that you must read this post of ours till the end so that you can know that how you can take loan from your own mobile phone, so friends, today I am going to tell you about the loan taken from your mobile phone. Will give the same information!
This is , an online personal loan app trusted by over 5 Crore Indians, can get you instant credit within minutes, directly transferred into your bank account. Moreover, with flexible interest rates, you can avail of loans between ₹1,000/- to ₹3,00,000/- without any hassle.
With minimal documentation and low transaction fees, you can avail easy and quick loans as well as EMI loans effortlessly.
This app is offers online loans between ₹1,000 to ₹3,00,000.
Interest rates range between 0% to 29.95% each year.
Tenures range between 62 days to 15 months.
Types of Loan Offerings
Flexi Personal Loan – Need to get cash urgently? We offer personal loans ranging from ₹1,000 to ₹30,000 with a short reimbursement tenure of 2-3 months in case you need urgent funds. Documentation required for this loan consists of just a PAN card and proof of address.
Personal Loan for Salaried – Personal Loan for Salaried offers funds between ₹10,000 to ₹3,00,000 with flexible disbursement tenure ranging from 3 to 15 months. You must provide a PAN card, address proof and salary proof.
Personal Loan for Self-Employed – Personal Loans for Self-Employed ranges between ₹40,000 to ₹3,00,000 with flexible repayment terms from 3 to 12 months on our urgent advance application. The documentation required to avail this loan consists of a PAN card and proof of address.
Online Purchase Loan – Avail Buy Now, Pay Later EMI plans. Shop on partner platforms such as Flipkart, Amazon, Myntra, Nykaa, MakeMyTrip, GoIbibo and more. Just a PAN card and address proof is required to avail an Online Purchase Loan.
✔ Simple EMIs: Payback in 3-15 months at your leisure.
✔ 100% Online: The application process is completely paperless.
✔ Complete Transparency: There are no hidden costs.
✔ Languages: Available in both Hindi and English.
Personal Loan for Salaried Individuals (Example)
• Loan Amount: ₹50,000
• Tenure: 12-month contract
• Rate of Interest: 20% per annum
• Processing Fee: ₹1,250 (2.5%)
• Onboarding Fee for New Customers: ₹200
• GST on Onboarding and Processing Fee: ₹261
• Total Amount of Interest: ₹5,581
• EMI: ₹4,632
• APR: 23.2%
• The loan: ₹50,000.
• The total amount disbursed: ₹48,289.
• The total amount owed on the loan: ₹55,581.
1. You must be an Indian national.
2. You must be over the age of 21.
3. You must have a steady source of income on a monthly basis.
What should you do first?
1. Download and install the KreditBee app.
2. Create an account.
3. Fill out your basic information to see if you’re eligible for the first level.
4. Upload your KYC documents, which includes your ID, address proof, and PAN card.
5. Request a money transfer or an E-voucher for your loan.