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On our All-in-One Instant Paperless Loan app, College students and Salaried Individuals can borrow any amount starting from ₹3,000 up to ₹ 1 Lakhs!
Annual Interest rates (APR) vary from 18% to 36%*
Flexible EMI repayment plans starting from 3 months to 12 months.
For example, a
loan of ₹3,000
interest of ₹0.99/₹1000 / day ( an annual interest rate (APR) of 36%)
repayment tenure of 3 months
processing fee is ₹199 + ₹36 GST (No additional fee) with monthly EMI of ₹1,061.
Disbursed amount is ₹2,765.
Total interest is ₹182.
Total loan repayment amount is ₹3,182.
*These numbers are for representation only and the final interest rate or processing fee may vary from one borrower to another depending on his/her credit assessment.
Whether you need a quick loan to repair your smartphone, a surprise birthday gift, online-course, bike ride with friends, unforeseen bills, delayed salary or for debt consolidation, we can help you. You can also get an instant loan for your emergency needs, shopping, online course, vacation, or for any other personal expenses. What’s more? You can do the whole process of application, eNach and Video-KYC online without any human / physical contact.
* Free plan and Paid plan available
* Lifetime free credit score
* Personal expense budgeting
* Educational content on finance
*NO Income-Proof required.
*Digital Bank Account verification.
*Working with Registered entities under LLP, Pvt Ltd, Public Limited or Government employees (both State or Central).
*Minimum Salary of Rs. 15,000 per month
*Salary Credit in Bank Account
How to Apply
*Download Monexo Loans app from Google Play Store.
* Apply remotely & upload all your documents online
*Fill out basic information & get a loan eligibility offer instantly
*Choose a flexible loan amount & EMI repayment plan that suits you
*Get the loan amount in your bank account in a few hours
* Pay EMIs and track your entire loan repayment on our app
**Few Important Things to Note**
Loan Amount: From ₹3,000 to ₹1,00,000
Repayment Duration: From 3 months to 12 months
Annual Interest Rate: From 18% – 36%* ( Less than Credit Card charges of 44% p.a)
Processing Fees: From Rs. 199 – 2999*
Monexo is a RBI licensed P2P Lending Marketplace. We believe in customer education and thus provide free budgeting, financial quizzes, free monthly credit score and education video’s in our ‘all-in-one’ app.
Safety & Security
Monexo’s security systems are designed to be in line with those of the best banks in the country. Rest assured knowing that all your data is safe and secure as we use 256-bit encryption for data management.
Our app only decodes the transactional messages that you receive on your phone whenever you use your account. Your personal and OTP messages will be left alone.