Freecharge personal loan | without income proof |

This is one of the most advanced instant loan platforms in India. They claim that their approvals are instant and within a minute. However, detailed terms take up to 3 hours and the money reaches within 24 hours. Freecharge has an efficient and fast online process, which reduces costs compared to most banks. Most of the users pay only about Rs 400 as interest per month on a loan of Rs 50,000. This makes it the best instant personal loan app. Their prompt service is a  great example of customer service. They will help you with your ongoing financial needs and any other requirements, anytime. You can always pay on time and apply for top-up loans. Freecharge also offers a fast and helpful customer service experience. One can use their website, IVR, and mobile app for any help you need regarding loan applications or repayments. You can also get instant loans without documents.

  • Interest Rate Per Month – 1 to 1.5 percent
  • Maximum Loan Amount – Rs. 1,00,000
  • Minimum Loan Amount – Rs. 10,000
  • Documentation – PAN card, last 6-months statement of your salary account, ID Proof, Photograph, and Address Proof. In some cases, the payslips, rent agreement, and closure certificate of previous loans may be asked.
  • Features – Loan up to Rs. 1 lakh in 5 minutes, Salary verification is done directly, Get real-time decision of loan terms, Digitally sign the loan agreement, Cash disbursal directly to your bank account, Payback in easy EMI, 24*7 customer support, Referral bonuses, No hidden charges, Flexible interest rates, and loan tenure
It supports multiple kinds of expenses like educational expenses, credit card expenses, etc. It takes more than 24 hours for instant loan approvals The loan duration is usually from 3 to 12 months You can only get instant loans up to INR 100,000 You can also get the advance salary options with Freecharge The rates are usually transparent and there are no hidden charges involved
Pay Later, UPI Payment, Money Transfer, Mutual Fund,Digital Gold,Recharge Online
Being a well-known name in the world of payment apps, having over 100 million users across the country, Freecharge has become one of the leading financial services and investment apps in India. From recharge & bill payments to investment & lending, Freecharge lets you do it all effortlessly.
Key App Features
Sign up for Freecharge Pay Later and avail exclusive offers on top brands. Shop cashless at 40,000+ stores.
Create your ‘@freecharge’ BHIM UPI ID and send money to friends /family or scan any QR to pay quickly & securely at any store. Earn cashback on your transactions.
Avail Personal Loan, Credit card, and Pay Later
Get tips to improve your financial fitness with FIST (Financial Strength) score.
Set your short/long term financial goals with our ‘Goal Management System’ and invest in Mutual Funds📈, and Digital Gold to achieve them
Pay electricity bills online, do recharges, make insurance payment, buy amazing deals from top brands, and send Gift Cards to your loved ones.
Use Freecharge as: 
Buy Now Pay Later App
Extend your monthly budget with Freecharge Pay Later. Get interest-free credit instantly for up to 30 days and shop online/offline at 40,000+ stores🎁 with just one tap.
Easy Credit App
• Get an Axis Bank personal loan of up to Rs.25 lakh💸 in as quick as 15 minutes at best in class rates
• Apply for Axis Bank Freecharge Plus Credit Card and enjoy unlimited cashback🤑 on your spends
UPI App 
• Transfer money to your friends/family easily or scan any QR to pay at a local store.
• Enter the mobile number and find linked UPI IDs instantly.
• Send/receive money easily in/from your bank account. 💰
Recharge & Payments App
• Find best-prepaid recharge plans & mobile recharge offers on JIO Recharge, Airtel Recharge, Vi Recharge, and BSNL Recharge.
• Use the Freecharge app for FASTag recharge🚘 and travel worry-free.
• Avail exciting offers/rewards on Tata Sky, Airtel DTH, Videocon D2h, Dish TV, and Sun direct recharges📺.
•Avail amazing cashback🤑 offers on electricity, water, gas, postpaid, and broadband bill payments.
• Book LPG cylinder🏮 in minutes and enjoy exclusive offers/discounts.
• Save your salary💸 and pay rent with a credit card or Buy Now Pay Later on Freecharge to earn reward points.
Financial Fitness App
• Get complete clarity of your financial status and tips to improve your financial health with ​FIST (Financial Strength) score.
Goal Management App
• Your goals are as unique as you.😎 Set your financial goals using our ‘Goal Management System’ and we’ll help you with how you can achieve them.✌
Investments and Mutual funds App
• Choose top-rated mutual funds📊 (ratings by Value Research) from top fund houses like HDFC, Axis, ICICI, and more. Start investing in just 2 minutes from as low as Rs.100. 100% paperless process.
• Buy/sell Digital Gold online🌟 at real-time market value. It’s 24K, 99.9% pure.
• Start your FD investment💴 in just 3 minutes from as low as Rs.5,000. No Axis Bank savings account requirement and no penalty on premature withdrawal of Fixed deposits of up to 25%.
What Makes Freecharge Unique?
•Claim offers/deals available in the app and save every time you spend😎.
•Get exclusive cashback codes via SMS🤗.
•All our financial services are secure and backed with the trust of Axis Bank, so you can transact and invest worry-free on the Freecharge app🤘.
App Permissions and Reasons:
Phone – Used for enhancing the security of your account and for UPI registration
SMS (optional) – Helps us speed up your transaction by auto-filling OTP and providing personalized financial services
Location (optional) – Helps find the closest stores & deals around you
Contacts (optional) – Used to identify the phone numbers you are recharging
Camera (optional) – Used for scanning QR codes.

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